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לוגו סיגמא משכנתאות

רקע כחול בהיר עם הלוגו של סיגמא

האם משכנתה קלה ובטוחה?

לכל המאמרים

בנקים ומוסדות פיננסים אחרים ימכרו לכם שמשכנתה היא בטוחה, בלי דאגות בכלל והם כבר הכינו עבורכם את כל הניירת כדי שתיכנסו אל הבית החדש שלכם.

האם זה בטוח? האם ההחזר הנמוך היום יקשה עלינו בעתיד?

יכול מאוד להיות שכן. חשוב שנבדוק מה גובה הקרן אותה אנו מחזירים, מהי החשיפה למדד, מהו סכום הריבית אותה אנו צפויים לשלם, כמה אגורות נחזיר כנגד כל שקל שלקחנו במשכנתה ועוד..

כך שמשכנתה ש"נתפרה" בדיוק עבורנו על ידי הבנק... לא בטוח שהיא במידות הנכונות ועם הסיכונים המתאימים לכם ולעתידכם בזמן הקרוב והרחוק.

וכל זה עוד לפני שבחנתם האם שיקפו לכם את הסיכון הגלום בהצעה ומאיפה הוא נובע.

נבין קצת מהי ריבית ואילו סוגי קיימים במאמרים הבאים..

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